PURCHASE LOANS

Let E-ZQual Mortgage take the mystery out of shopping for a home.

“How much do I qualify for?” “How much money down do I need?”

“How do I know what I should be looking for, if I don’t know what I will be approved for?”

Apply now, and have an approval tomorrow. E-ZQual Mortgage will send your approval to you via email or fax- then you know, and we’re ready.

E-ZQual Mortgage is proud to assist you with the most important purchase you are likely to make in your lifetime. Many clients never imagined “they” would qualify for a home loan, and now they are enjoying a higher quality of life. The specialists at E-ZQual Mortgage are highly trained in the skills necessary to approve and fund your purchase loan in an expedient, professional manner. Our staff is accustomed to dealing with every party involved in a purchase transaction- from the Realtor to the Escrow Officer- our staff is ready and waiting to answer your questions and close your loan. E-ZQual Mortgage commonly approves and funds loans for borrowers working with Realtors, Owners, Builders, and Family Members (Gift Equity). However, our most common clients are those borrowers merely considering a home purchase. Because the approval process is FAST, SIMPLE, and FREE, many of our clients are pleased to have their approval in hand BEFORE they shop for, or locate a property.

Need a Realtor- Let E-ZQual Mortgage find a reliable, experienced, professional in your area (from our extensive database).

Purchase Loan Types

E-ZQual Mortgage specializes in approving and funding purchase loans for borrowers with various circumstances.

Not only does E-ZQual Mortgage cater to the borrower with excellent credit and a 20% down payment, but E-ZQual Mortgage also provides purchase loans to borrowers with blemished credit and/or little or no down payment.

That’s right, in addition to offering Conforming and Jumbo purchase loans, E-ZQual Mortgage is proud to offer many unique programs such as:
  • Stated Income 100% purchase loans (self-employed or wage earner)

  • First Time Home Buyer 100% purchase loans

  • Interest Only purchase loans to 100% (allowing lower payments and higher loan amounts)

  • Jumbo and Super Jumbo financing on homes and estates

  • 107% purchase loans (finance your home and closing costs)

  • 5% down w/ challenged credit – purchase loans

  • Hard Money (Equity Based) Purchase Loans

  • High Loan-to-Value purchase loans for borrowers with little or “no credit"

  • No Points and/or No Cost purchase loans
E-ZQual Mortgage has a program for you. Apply Now - Have your APPROVAL within 24 hours!

Every borrower’s circumstances are unique, and E-ZQual Mortgage specialists are trained to recognize our applicants specific needs in obtaining a loan approval.

Whether you are looking for a “no income”, “no money down” purchase loan, or perhaps a 107% purchase loan , E-ZQual Mortgage has a program for you.




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